JOIN MSACCO
Dial *165*6*3#
Enter SACCO ID: Lyamu
Choose option 1: Yes to proceed
Choose option 6: Join
Choose option 1: Confirm
Enter Institution ID: Lyamu
Enter your Lyamujungu account, adding 1 at the end
Enter a recovery number (alternative phone)
Enter & confirm a 5-digit MSACCO PIN
You're now on MSACCO!
DEPOSIT
Dial *165*6*3#
Enter SACCO ID: Lyamu
Choose option 1: Deposit
Enter your MSACCO Account
Enter the Amount
Enter a Reason
Confirm the account & name shown, choose 1: Confirm
Dial *165# to approve, enter Mobile Money PIN
Deposit Complete!
WITHDRAW
Dial *165*6*3#
Enter SACCO ID: Lyamu
Choose option 1: Yes to proceed
Choose option 2: Withdraw
Enter your MSACCO Account
Enter the Amount
Enter a Reason
Enter your MSACCO PIN to confirm
Withdraw Complete!
JOIN MSACCO
Dial *185*7*3*1#
Choose option 6: Join
Choose option 1: Confirm
Enter Institution ID: 230240
Enter your Lyamujungu account, adding 1 at the end
Enter a recovery number (alternative phone)
Enter & confirm a 5-digit MSACCO PIN
You're now on MSACCO!
DEPOSIT
Dial *185*7*3*1#
Choose option 1: Deposit
Enter your MSACCO Account
Enter the Amount
Enter a Reason
Confirm the account & name shown, choose 1: Confirm
Enter Airtel Money PIN
Deposit Complete!
WITHDRAW
Dial *185*7*3*1#
Choose option 1: Withdraw
Enter your MSACCO Account
Enter the Amount
Enter a Reason
Enter Airtel Money PIN
Deposit Complete!
SACCO ID for MTN is Lyamu · Institution ID for Airtel is 230240. Keep your MSACCO PIN confidential at all times.

