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JOIN US

Become a Member

Start Your Financial Journey

Join over 41,000 members enjoying trusted financial services. Opening an account takes just minutes.

Individual Account

For personal savings

UGX 10,000

Opening Fee

Sound mind and good character

Ugandan National ID, Passport, or Driving Permit

Fill account opening form at any branch

Opening fee: UGX 10,000 (Minors: UGX 5,000)

Two passport size photos

Full membership: Buy at least 5 shares (UGX 50,000)

Open an Individual Account

Group/Institution

For Organizations and Saving Groups

UGX 10,000

Opening Fee

Resolution/Minutes authorizing account opening

Specify 3 signatories with signing mandate

2 passport photos for each signatory

Fill account opening form

Opening fee: UGX 10,000

Minimum savings: UGX 2,000, Shares at UGX 10,000 each

Open a Group/Institution Account

Membership Benefits

Earn annual dividends on shares (share ratio 1:10 for loans)

Transferrable shares for investment flexibility

Use shares as collateral for securing loans

Free financial literacy training services for all members

Tuzikirane scheme (UGX 1M condolence support)

Interest-free emergency loan for bereaved families

Two radio announcements upon member's death

Secure storage of valuables (titles, documents)

Loan Products

Financing Your Dreams

From 50K to 200M UGX

All loans are insured – in case of death, the insurance covers the balance.

Loans processed within 1-3 working days.

Agriculture (Hinga Otungye) Loan

For farmers in agribusiness

Amount:                          50K - 30M UGX

Interest:                                      2% p.m.

Method:                     Reducing Balance

Term:                                   1-12 months

Grace Period:                     3-6 months

Business Loan

For SME holders and entrepreneurs

Amount:                        50K - 200M UGX

Interest:                                      2% p.m.

Method:                      Reducing balance

Term:                                   1-36 months

Grace Period                            0 months

School Fees Loan

For parents and guardians

Amount:                          50K - 3M UGX

Interest:                                      2% p.m.

Method:                     Reducing Balance

Term:                                   1-12 months

Grace Period                            0 months

Housing Loan(Enju Nungyi)

For homestead construction

Amount:                          50K - 30M UGX

Interest:                                    1.5% p.m.

Method:                      Reducing balance

Term:                                   1-12 months

Grace Period                            0 months

Wash Loan

Water, sanitation & hygiene projects

Amount:                        50K - 10M UGX

Interest:                                      2% p.m.

Method:                      Reducing balance

Term:                                   1-18 months

Grace Period                            0 months

Solar Loan

Home solar systems & irrigation

Amount:                          50K - 3M UGX

Interest:                                      2% p.m.

Method:                      Reducing balance

Term:                                   1-24 months

Grace Period:                           0 months

Show All Loans

Boda Boda Loan

For bodaboda & Tricycle riders

Amount:                          50K - 12M UGX

Interest:                                      2% p.m.

Method:                      Reducing balance

Term:                                   1-24 months

Grace Period:                           0 months

Institutional Loan

Loan for Institutions

Amount:                        50K - 100M UGX

Interest:                                      2% p.m.

Method:                     Reducing balance

Term:                                   1-36 months

Grace Period:                           0 months

Asset Acquisition Loan

Land, Buildings, Equipment, Vehicles

Amount:                         3M - 100M UGX

Interest:                                       2% p.m.

Method:                      Reducing balance

Term:                                   1-36 months

Grace Period:                           0 months

Environmental Loan

Activities that preserve environment

Amount:                        100K - 10M UGX

Interest:                                       2% p.m.

Method:                      Reducing balance

Term:                                   1-24 months

Grace Period:                           0 months

Building contract financing

For contractors

Amount:                        5M - 200M UGX

Interest:                                    2% p.m.

Method:                      Reducing balance

Term:                                   1-12 months

Grace Period:                          6 months

Quick Loan

For members in need of urgent cash

Amount:                            50K - 5M UGX

Interest:                                    2% p.m.

Method:                      Reducing balance

Term:                                      1-3 months

Grace Period:                          0 months

Humura Loan

Interest-free loan for burial support

Amount:                        50K - 2M UGX

Interest:                                   0% (Free)

Method:                                            N/A

Term:                                          1 month

Grace Period:                            1 month

Inventory (Musharuro) Loan

Restock,re-sale, share the proceeds

Amount:                         50K - 30M UGX

Interest:                                      2% p.m

Method:                    Reducing balance

Term:                                   1-4 months

Grace Period:                        0 months

Hire Purchase Loan

Assets that generate income

Amount:                       30M - 200M UGX

Interest:                                   2% (Free)

Method:                      Reducing balance

Term:                                   1-36 months

Grace Period:                           0 months

Kyaapa loan

Process land titles for members

Amount:                         500K - 5M UGX

Interest:                                       2% p.m.

Method:                      Reducing balance

Term:                                   1-12 months

Grace Period:                           0 months

Diary and Horticulture Loan

Dairy and Horticulture farmers

Amount:                         100K - 7M UGX

Interest:                                   2% p.m.

Method:                      Reducing balance

Term:                                   1-24 months

Grace Period:                           6 months

Emergency Loan

For urgent cash needs

Amount:                          50K - 3M UGX

Interest:                                      4% p.m.

Method:                     Reducing balance

Term:                                   1-24 months

Grace Period:                           0 months

Bull Fattening

For urgent cash needs

Amount:                          50K - 20M UGX

Interest:                                      2% p.m.

Method:                     Reducing balance

Term:                                     1-6 months

Grace period:                         5 months  

Home Improvement Loan

Clients with residential houses

Amount:                          50K - 30M UGX

Interest:                                      2% p.m.

Method:                      Reducing balance

Term:                                   1-24 months

Grace Period:                           0 months

Medical loan

Good health for members and Family

Amount:                          50K - 2M UGX

Interest:                                    1.5% p.m.

Method:                      Reducing balance

Term:                                   1-6 months

Grace Period:                           0 months

Youth & women empowerment

women, youth and PWDs

Amount:                      100K - 10M UGX

Interest:                                    1.5% p.m.

Method:                      Reducing balance

Term:                                   1-24 months

Grace Period:                           0 months

Show Less

Our Network

Find Us Near You

8 Branches, 9 Outreach Centers

Conveniently located across Kabale district and beyond to serve you better

Head Office

Lyamujungu LC1, Nyakasharara Parish, Kaharo Sub-county, Kabale

0777835799

}

8:30am - 4:00pm (Mon-Fri), 8:30am - 1:00pm (Sat)

Manager:

Mr. Nkwasibwe J. Bosco

Kigongi

Kigongi along Kabale-Mbarara road

0788147324

}

8:30am - 5:00pm (Mon-Fri), 8:30am - 2:00pm (Sat)

Manager:

Mr. Akampurira Christopher

Rubanda

Mulore Trading Centre

0771914221

}

8:30am - 4:00pm (Mon-Fri), 8:30am - 1:00pm (Sat)

Manager:

Ms. Keihangwe Scovia

Rwentobo

Rwentobo Trading Centre, beside Ekikomera kya Rwentobo

0788866224

}

8:30am - 5:00pm (Mon-Fri), 8:30am - 2:00pm (Sat)

Manager:

Mr. Bimanyirwomwe Pius

Kamwezi

Rwamatunguru Trading Centre

0778940859

}

8:30am - 4:00pm (Mon-Fri), 8:30am - 1:00pm (Sat)

Manager:

Ms. Tugumenawe Christine

Buhara

Buhara Trading Centre

0779418931

}

8:30am - 4:00pm (Mon-Fri), 8:30am - 1:00pm (Sat)

Manager:

Mr. Habaasa Emmanuel

Kahondo

Kahondo Trading Centre

0783881862

}

8:30am - 4:00pm (Mon-Fri), 8:30am - 1:00pm (Sat)

Manager:

Ms. Niwamanyire Merab

Rubaya

Ryakarimira Town Council

0785186688

}

8:30am - 4:00pm (Mon-Fri), 8:30am - 1:00pm (Sat)

Manager:

Mr. Niwaheereza Allan

Kyanamira

Everyday

Kyanamira Trading Centre

Habubaare

Every Monday

Habubaare Trading Centre

Kashasha

Every Thursday

Kashaha TC

Katuna

Everyday

Opposite new URA and Immigration Offices

Bukinda

Everyday

Bukinda Trading Centre

Kashekye

Everyday

Near Kashekye Trading Centre, Kamwezi

Rubandaga

Every Thursday

Rwemigugu Kibanda Kamwezi

Rubaare

Everyday Wednesday

Rubaare Town Council

Muko

Every Saturday

Muko Market

Centenary Bank

Acount Number: 7020027199

Stanbic Bank

Acount Number: 9030018823321

Finca (U) Ltd.

Acount Number: 115200000390

Bank of Baroda

Acount Number: 95120100000236

Equity Bank

Acount Number: 1045200776909

Post Bank

Acount Number: 2100016000005

Bank from Anywhere with MSACCO

Convinient way of Depositing and withdrawing money to and from your account using your mobile phone 24/7. Available on MTN (dial *165#) SACCO ID: LYAMU and Airtel (dial *185#) SACCO ID: 230240.

 

Download the App

Download the App

Get in Touch

Contact Us

We're Here to Help

Have questions? Reach out to us through any of our contact channels.

Head Office

Lyamujungu LC1, Nyakasharara Parish,
Kaharo Sub-county, Kabale, Uganda

P.O Box 1100, Kabale-Uganda

Telephone Contacts

Chairperson, Board of Directors:

+256772963661

General Manager:

+256772475869

Email and web

info@lyamujungusacco.com

www.lyamujungusacco.com

Working Hours(Rural Branches)

Monday-Friday 08:30a.m-04:00p.m

Saturday 09:00a.m-01:00p.m

Working Hours(Urban Branches)

Rwentobo, Kigongi, Katuna, Rubanda

Close Time:

Monday-Friday: 05:00p.m   Saturday: 2pm

Send Us a Message

MOBILE BANKING

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What is Lorem Ipsum?

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

Your Title Goes Here

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Click Here