What is MSACCO?

MSACCO enables customers access, assess and choose the most appropriate and affordable financial services. They are able to grow personal savings, access affordable credit, and earn income in form annual dividends, by opening an account with any of the leading SACCOs and MFIs in the country of their residence. Regardless of what digital channel a customer prefers to use, (USSD, Mobile App), MSACCO gives a seamless user experience. Terms and Conditions Apply.

Check Terms and Conditions

MTN guide for transacting on MSACCO

JOIN MSACCO USING MTN

  1. Dial *165#
  2. Choose Financial Services(6)
  3. Choose SACCO(3)
  4. Enter SACCO ID[LYAMU]
  5. Choose Accept(1)
  6. Choose Join(6)
  7. Confirm(1)
  8. Enter Institution ID[LYAMU]
  9. Enter Member Account[Note: Add 1 at the end]
  10. Enter Recovery Number
  11. Enter MSACCO PIN
  12. Confirm MSACCO PIN

 

DEPOSIT USING MTN

  1. Dial *165#
  2. Choose Financial Services(6)
  3. Choose SACCO(3)
  4. Enter SACCO ID[LYAMU]
  5. Choose Accept(1)
  6. Choose Deposit
  7. Enter MSACCO Account
  8. Enter Amount
  9. Enter Reason
  10. Confirm(1)
  11. Dial *165# to approve
  12. Enter Mobile Money Pin

 

WITHDRAW USING MTN

  1. Dial *165#
  2. Choose Financial Services(6)
  3. Choose SACCO(3)
  4. Enter SACCO ID[LYAMU]
  5. Accept(1)
  6. Choose Withdraw(2)
  7. Enter MSACCO Account
  8. Enter Amount
  9. Enter MSACCO PIN to confirm

 

Airtel guide for transacting on MSACCO

JOIN MSACCO USING AIRTEL

  1. Dial *185#
  2. Choose Financial Services(7)
  3. Choose SACCO(3)
  4. Choose MSACCO(1)
  5. Enter SACCO ID(230240)
  6. Choose Join(6)
  7. Choose 1 to confirm T&C
  8. Enter Institution ID(230240)
  9. Enter Member Account(Note: Add 1 at the end)
  10. Enter Recovery Number
  11. Enter  PIN to confirm
  12. Enter MSACCO PIN (5 digits)
  13. Confirm MSACCO PIN

DEPOSIT USING AIRTEL

  1. Dial *185#
  2. Choose Financial Services(7)
  3. Choose SACCO(3)
  4. Choose MSACCO(1)
  5. Choose Deposit(1)
  6. Enter MSACCO Account
  7. Enter Amount
  8. Enter Reason
  9. Confirm
  10. Enter  Mobile Money PIN to confirm

 

WITHDRAW USING AIRTEL

  1. Dial *185#
  2. Choose Financial Services(7)
  3. Choose SACCO(3)
  4. Choose Withdraw(2)
  5. Enter Member Account
  6. Enter Amount
  7. Enter  MSACCO PIN to confirm

 

LYAMUJUNGU SACCO

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